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Business owners wear many hats. Not only are they responsible for their own family, but they have their business families to think about as well. Nobody ever likes to think about it, but without a plan a small business owner's own death could spell disaster for his employees, partners and their families. 


Note I stated "without a plan". Life insurance protects businesses in a couple of major ways. First of all, it allows partners to continue the business if one partner passes away. Through a "buy sell agreement" a succession plan is mapped out, the business continues and the partner's spouse is taken care of as well. 


Life insurance can also take care of special employees who aren't partners. What if ABC Printing's top salesperson passes away? Suddenly ABC Printing's income would be slashed as sales would basically halt! "Key man" insurance is available to protect ABC Printing against this; it will give them the salesperson's income while they look for a new top tier salesman. 


Business life insurance is a necessary step to protect your business, employees and partners. It doesn't have to be expensive. In fact, most of our clients are amazed at how affordable their quotes are. Reach out to us and we'll do our best to help.   


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